Auto Hail Repair in Lubbock | Hail Team One
If your vehicle just took a beating from a Lubbock hailstorm, you’re likely asking yourself:
Will filing a comprehensive insurance claim raise my rates?
The Short Answer: No
Filing a comprehensive claim for hail damage generally will not cause your rates to go up. That’s because comprehensive coverage protects you against things out of your control—like hail, fire, theft, vandalism, or natural disasters. These are commonly known as “acts of nature.”
Unlike at-fault accidents, comprehensive claims are considered non-preventable, and most insurance companies will not penalize you for using your policy for what it’s designed to cover.
Learn more from the Insurance Information Institute:
➡️ https://www.iii.org/article/what-is-comprehensive-auto-insurance
In fact, in Texas, where hailstorms are a known risk, your insurer expects these types of claims. The Texas Department of Insurance outlines what’s included in your auto coverage:
➡️ https://www.tdi.texas.gov/pubs/consumer/cb020.html
Why You Should Still File the Claim
Waiting to fix hail damage can hurt your car’s resale value and allow hidden issues to get worse over time. According to Kelley Blue Book, leaving dents and dings from hail untreated may significantly lower your vehicle’s worth:
➡️ https://www.kbb.com/car-advice/hail-damage-cars/
When you go through insurance and work with Hail Team One, you get:
- $0 out-of-pocket repair process
- Free rental car or shuttle service
- Professional car detailing
- Fast turnaround from certified PDR experts
- A trusted Lubbock-based team that handles everything for you
Why Choose Hail Team One?
We’re Lubbock locals who specialize in auto hail repair and Paintless Dent Repair (PDR). Our goal is to make the process stress-free while protecting your car’s value—and your wallet.
Start your repair with Hail Team One:
➡️ https://hailteamone.com/fix-my-hail-damage
Lubbock Gets Hail—A Lot
Hail season in West Texas is no joke. According to the National Weather Service’s Lubbock office, storms with damaging hail are a regular occurrence here:
➡️ https://www.weather.gov/lub/
That’s why working with a local hail repair company that knows the area—and your needs—matters.
Final Thoughts
To sum it up:
Filing a comprehensive claim for hail damage will not raise your insurance rates. It’s a smart way to protect your investment and restore your vehicle after a storm.
With Hail Team One, the process is fast, easy, and completely handled for you.
📞 Call or Text: (806) 281-2927
🔗 Start your repair: https://hailteamone.com/fix-my-hail-damage
